First Home Loan:
Your Key to Homeownership
Your journey starts here! Let us guide you through KiwiSaver, first-home grants, and tailored mortgage solutions to make your dream of homeownership a reality.
Buying your first home is an exciting milestone, but it can also feel overwhelming. At Aroha Mortgages Ltd, we’re here to guide you through every step of the process. With expert advice and personalized solutions, we make the journey to homeownership smoother, simpler, and stress-free.
How We Help First-Home Buyers
1. Understand Your Eligibility
We’ll help you determine how much you can borrow, assess your deposit, and ensure you’re eligible for a First Home Loan or any other options available in New Zealand.
2. Maximize KiwiSaver and First-Home Grants
If you’ve been contributing to KiwiSaver, you may be eligible for a first-home withdrawal and a HomeStart grant. We’ll guide you through the application process, making sure you take full advantage of these benefits.
3. Find the Right Loan for You
Every buyer’s situation is unique, and so is every loan. We work with a variety of lenders across New Zealand to find a mortgage that matches your financial needs and lifestyle goals.
4. Simplify the Mortgage Process
From paperwork to approval, we take care of the details so you can focus on finding your dream home. With our help, you’ll feel confident and prepared at every step.
Ready to Take the First Step?
First-Home Buyer Checklist
Here’s what you’ll need to get started:
Proof of income (payslips, tax returns)
Proof of savings (bank statements)
KiwiSaver statements
A clear idea of your budget and deposit
Why Choose Aroha Mortgages?
Expert Guidance
With years of experience helping Kiwis into their first homes, we’ll simplify the process and ensure you understand all your options.
Tailored Advice
No two buyers are the same. We take the time to understand your unique circumstances and goals to find the best solution for you.
Access to Top Lenders
We work with leading banks and lenders across New Zealand to find competitive rates and terms that suit you.
Support all the way
At Aroha Mortgages, we’re with you every step of the way—because we care about your success.